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Compare quotes forKia Soul !car insurance cost, 2022

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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
The average cost of car insurance forKia Soul !owners is$2,654a year. However, exact rates vary from model to model: for instance, theSportage X-Procosts$195more per year to insure than theSoul Ev +.

KiaSoul !car insurance cost

One of the primary determining factors for yourKia Soul !insurance rate is the age of your vehicle. Here's how much it costs to insure yourSoul !by car year:
Model year
Average Cost
Annual Savings with Jerry
2019 $2,388 $843
2018 $2,706 $827
2017 $2,232 $1,140
2016 $2,446 $590
2015 $2,436 $784
2014 $3,163 $929
If you drive aKia Soul !, you can expect your insurance costs to vary depending on trim level, upgrades, and the coverage level you select. Here's how your insurance cost compares to other similar cars:

Best car insurance companies for yourKiaSoul !

If you drive aKia, you probably put a high value on the thingsKiadoes best: reliability, practicality, and quality that stands the test of time.
Take a look at the table below to see the options different insurance companies offer forKia Soul !drivers.
Insurance company
Average Cost
Annual Savings with Jerry
Dairyland $2,742 $1,029
Allstate $2,511 $976
联邦保险 $2,100 $894
Gainsco $2,319 $752
Clearcover 2434美元 $651
Nationwide $1,937 $615
State Auto $2,000 $609
Encompass $1,920 $562
Kemper $2,112 $392
Metlife $1,638 $113

Compare car insurance quotes forKiaSoul !

But with all the different insurance companies and coverage options out there, how do you find the right insurance? With support from Jerry’s insurance experts, switching policies is close to effortless—with no unwanted phone calls, no duplicate paperwork, and no long wait times.
See for yourself what real Jerry customers saved by shopping forKiainsurance in the app!
Quote Date Zip Code State City Name Age Insurance Company
Before Jerry
After Jerry
February 28, 2022 70663 LA Sulphur Lida P. 63 Bristol West $1,788 $734
February 1, 2022 32303 FL Tallahassee Lula W. 26 Safeco $1,416 $1,196
December 21, 2021 35578 AL Nauvoo Larry H. 26 Safeco $2,220 $1,787
August 19, 2021 30736 GA Ringgold Lena J. 31 Mercury $3,960 $2,682
June 5, 2021 23502 VA Norfolk Daniel M. 26 Progressive $2,212 $1,070

Best car insurance companies forKiaSoul !drivers with bad driving records

Look—Jerry knows you’re not a bad driver. In fact, our research shows that nearly 50% of U.S. drivers would rate themselves as “great,” and over half of Americans believe they’re the best driver in their immediate family.
But, well, stuff happens. And when that stuff hits the fan—whether it’s that speeding ticket you got while you were vibing to Beyonce’s new single or the DUI you picked up after that night of bad decisions in college—insurance companies are likely to raise your rates and even label you a “high-risk driver." Take a look at the table below to see how Jerry customers with previous infractions adjusted their rates
Driving Violation
Average Cost
Annual Savings with Jerry
Clean Record $2,564 $813
Failure to Obey Traffic Sign $3,528 $932
Speeding under 15 $3,119 $840

How much doesKiaSoul !insurance go up after a DUI?

If you get a DUI while driving yourSoul !, you can expect your premium to increase by an average of26%.

How much doesKiaSoul !insurance go up after a speeding ticket?

We’ve all been there. If you get a speeding ticket in yourSoul !, your insurance premium could increase by an average of31%.

Best Car Insurance forKiaSoul !by Age

If you’re a young driver, you might feel like you need literal superpowers to find decent car insurance at a fair price. That’s because most insurance companies label drivers under age 25 as “high-risk drivers”—regardless of their actual driving record!
The logic makes sense: because young drivers are less experienced, they tend to have statistically higher accident rates. Companies hike young drivers’ premiums to account for their perceived risk, even if their records are spotless.
If you’re under 25, you could be paying as much as$11more every month for your insurance. Below is a comparison of average rates Jerry customers saw, broken down by age.

Best Car Insurance forKiaSoul !by Location

Maybe you’ve got a perfect driving record and you’ve got a decent number of years behind the wheel. But your insurance premiums are still high—why?
It’s all about risk. If you live somewhere with high rates of auto theft, traffic accidents, or severe weather, the risk to your vehicle goes up. Where you see your neighborhood, your insurance company sees a higher chance of expensive claims, and they’ll factor that into your premium.
So where canKia Soul !drivers find the lowest rates—and where can you expect higher-than-average premiums? Take a look at the breakdown below.
Quote Date Car
Before Jerry
After Jerry
Zip code State Name Age Insurance Company
December 7, 2022 ToyotaCamry LE $140/mo. $78/mo. 30740 GA Ora A. 46 National General
2022年11月25日 DodgeCharger R/T $472/mo. $85/mo. 74631 OK Philip H. 28 Progressive
December 3, 2022 BuickEncore Essence $166/mo. $146/mo. 46953 IN Ruby B. 23 Progressive
November 29, 2022 斯巴鲁Impreza $239/mo. $161/mo. 63052 MO Mildred B. 27 Progressive
December 7, 2022 ToyotaTacoma Xtracab $183/mo. $175/mo. 19335 PA James P. 18 AAA

Driving aKiaSoul !

If you own aKia Soul !, here’s what you need to know about your vehicle:
  • The trim level you pick at the dealership affects your insurance rate. Opting for that top-of-the-line TRD trim will cost more upfront, and it’ll add to your monthly expenses.
  • Regular maintenance will keep your [model] in peak shape and help you avoid accidents that could raise your rate. Be sure to follow the recommended maintenance schedule in your owner’s manual!
  • If you bought yourKia Soul !new, it’s worth considering new car replacement insurance to protect your investment.
Key Takeaway:The more yourKia Soul !is worth, the more you’ll pay to insure and drive it.

How can you save money on insurance for aKiaSoul !?

The average annual cost to insure a model is$2,654. But who says you have to be average? Here are a few hacks to help you save money on insurance.

Compare rates

You’ve heard it before: compare, compare, compare. When it comes to finding car insurance savings, comparison shopping is the name of the game.
他re’s why it works: every insurance company uses a different algorithm to set your rate. Unless you have the ability to automatically detect the optimal algorithm for your vehicle, age, zip code, etc., the only way to find the right coverage at the best rate is to compare quotes.
Actually, thereisone other way—download theJerryapp, and let Jerry handle the algorithms (and the savings!) By answering a few simple questions, you can get instant access to Jerry’s pool of over 55 top insurance companies, and you’ll see rate comparisons in as little as 45 seconds!

Drive well to save

That’s right, safe driving could literally put money back in your pocket. Not only will tickets send your rate skyrocketing, but you’ll set yourself up for discounts if you can maintain a totally clean record.
如果你接近完美的清洁记录,试一试out a telematics program like Jerry’s Drive Well, Earn Perks to earn instant savings for your good on-road behavior. And if you’ve already got a driving history that’s, well, less than stellar, don’t despair: Jerry can still help you find low rates and improve your driving (and it’s all on your phone!).

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